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Why Choose Us?


  • Powerful payment processing tools.
  • Strong banking relationships.
  • Expert risk management.


  • In depth application analysis and review.
  • Streamlined approval and account activation.
  • Helpful and knowledgeable support when you need it.


  • Rates and fees are fair and straightforward.
  • Lower costs through efficient risk management.
  • Periodic rate reviews.

Apply Now to Process Credit Cards

High Risk Experts Provides:

Lowest possible rates and fees

Professional support and service

Ongoing risk management services to avoid and reduce chargebacks and fraud

Direct merchant account with unique descriptor

Access to multiple acquiring banks

API interface payment gateways with virtual terminal, easy integration, and transaction testing

Access to fraud tools: AVS, CVV2, 3-D Secure, geo-IP match, negative databases

Fast settlement to your existing business bank account

Unlimited sales volume

Multi-currency options

Recurring billing

Load balancing tools